visa/card 银联“双标”信用卡将退出历史舞台

银联 unionpay

The People’s Bank of China (PBoC) has announced that banks have stopped issuing bi-labelled credit cards, putting an end to a 14-year-old practice of joining the UnionPay label with either Visa or MasterCard labels, and separating transactions of the financial services.

所谓“双标卡”，指的是一张信用卡上印有两个发卡机构的标志，比较常见的是银联+VISA或是银联+MasterCard，持卡人在消费时，可以选择卡片上签发机构的网络或终端。按国际惯例，一张卡只能归属于一个银行卡组织，并由该卡组织负责转接清算。相对应地，只有一个发卡机构的叫单标卡。